Mortgage Affordability Calculator

It is important to us that your mortgage experience, whether you are a 1st time home buyer or refinancing, is simple and easy. Our Calculators will allow you to easily figure out your mortgage payments, interests and affordability.

Mortgage Affordability Calculator

Determine the amount of mortgage you can afford with our Mortgage Affordability Calculator

Are you wondering if you can afford a mortgage payment or how much of a home you can afford? Whether you are looking to buy a first home or purchasing another home, the Mortgage Affordability Calculator will assist you in determining how much mortgage you can afford and more.

By entering the total household income, monthly expenses including condo fees and property tax, amortization and down payment, you can determine your mortgage affordability. Get two side by side scenarios have an immediate answer should you want to get a higher mortgage.

Note: This calculation is based on a 25 year amortization schedule. A longer amortization will positively affect the affordability of a property.

Annual Family Income:

Annual Property Taxes: (estimate)

Monthly Heating Costs/Condo Fees: (estimate)

Minimum Monthly Payments for Loans/Credit Cards:

Monthly Secondary Financing Payment:

Interest Rate:

Maximum Mortgage:     

Monthly Payment:     


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