Sun - Sat : 09:00am - 9:00pm
nicolegorski@themortgagedivision.com
(519) 566-1057

Nicole Gorski

Mortgage Agent #M21001462

Slider 1
01

ROUND THE CLOCK AVAILABILITY

Slider 2
02

WE DELIVER MORE THAN PROMISED

Slider 3
03

100% SATISFACTION PROVEN

Refinance

Refinance is like a rebirth of your mortgage. If you are distressed with the payments and the after-effects of the loan, then it getting it refinanced is worth it. In case of a refinance, your current mortgage scheme is put to an end and then you are asked to choose from a new mortgage plan to pay the rest of your debt.

Renew/Switch

We offer end-to-end solutions that will meet your every mortgage need! The Mortgage Division helps you on the Path to Debt–Free Mortgage Solutions. A mortgage renewal gives people an opportunity to assess their desire and requirement for a mortgage before they set out to buy or renew mortgage products. Hence, when the time for renewal comes, it is good to be informed.

Equity Takeout

An equity take out mortgage is a mortgage loan used to “take out” equity for other purposes. It may be used for repairs or renovations of the property, to use as a down payment for a vacation property, for investment in another area, or many other purposes. Because it is tied to property’s equity, the property owner must have equity in the property, after its fair market value and other mortgages are taken into consideration.

Self Employed

With nearly 20% of all income earners in Canada being self-employed (at least part-time), we often wonder why it is so difficult for this growing demographic to obtain a mortgage. The first issue is the fact that income is not always easy to prove. Also, many business owners are motivated to expense as much as possible in order to minimize their taxes payable, which is something many lenders do not recognize.

Debt-Consolidation

A person’s financial situation is never the same. It can be brilliant right now, but it could also be dark tomorrow. Debt is one such dark side, which restrains people from attaining their goals. Unfortunately, this phenomenon has become prevalent nowadays. People pick up loans to make purchases they would have otherwise unable to make with their regular income. If the person’s monetary situation remains good, then he/she clears the loan gradually, but if a financial catastrophe occurs, then they fell into debt.

Private Mortgages

As opposed to the banks, private money lenders do not pose stringent requirements. The eligibility conditions for a sanction of mortgage loan are easy and workable. A number of private mortgage firms offer loans at low interest rates plus tailor-made terms. Since the qualification terms are minimal with private lenders, many home buyers have chance to successfully get through the application process.

Why Use a Mortgage Broker?

We work for you

EXPERT ADVICE

MULTIPLE OPTIONS

COMPREHENSIVE SOLUTIONS

SKILLED AGENTS

ROUND THE CLOCK AVAILABILITY

EXPERIENCE

AFTER 20 YEARS IN THE INDUSTRY, OUR PRINCIPAL BROKER HAS ALWAYS ENSURED HIS CLIENTS THAT WITH ALL THE KNOWELDGE HE HAS GAINED OVER THE YEARS, HE TRULY KNOWS WHAT IS BEST FOR YOU. USING SKILLS HE’S DEALT WITH IN THE PAST, HE UNDERSTANDS EVERYONE’S FINANCIAL SITUATIONS.

DIVERSE RANGE OF PRODUCTS

LICENSED MORTGAGE SPECIALISTS HAVE ACCESS TO MULTIPLE LENDERS AND MORTGAGE RATES. AN INTERMEDIARY WHOS COMMISION IS PAID BY THE LENDER PROVIDING THE MORTGAGE PRODUCT. WE WORK FOR THE CLIENT, AND SO ALL THE WORK FOR YOU!

ALL UNDER ONE ROOF

WHETHER YOU ARE LOOKING TO RENEW, REFINANCE, FIRST-TIME HOME-BUYER OR SIMPLY NEED TO PAY OFF SOME DEBT. WE PROVIDE THE TOP SERVICES YOU NEED EVEN WHEN YOU DIDN’T KNOW YOU NEEDED THEM. LEARN MORE ON OUR WEBSITE’S SERVICES PAGE.

WHY CONTACT US?

WE TAKE PRIDE IN OUR MORTGAGE AGENTS AND THEIR STRIVE TO TAKE CARE OF THEIR CLIENTS. WE HAVE MOBILE AGENTS ALL OVER SOUTHERN ONTARIO. TRAINED TO HELP YOU GET THE LOWEST RATES, WHILE KEEPING YOU INFORMED EACH STEP OF THE WAY.

HOW TO CONTACT US?

FIND US ON SOCIAL MEDIA, SEND US AN EMAIL OR CALL US TO SPEAK DIRECTLY WITH A MORTGAGE EXPERT. WANT TO CHAT NOW? SEND US A MESSAGE AND WE WILL BE SURE TO GET BACK TO YOU AS SOON AS POSSIBLE.

About Us

Client satisfaction and exceeding expectations are very important to me. I strive to go above and beyond with each mortgage, attaining the most suitable product for my client through educating and sharing my knowledge of the products available. Helping potential homebuyers and owners find the best mortgage tailored for their needs, and financial situations are of utmost importance to me as a mortgage is an investment in their future. Whether they’re refinancing, or it’s their 1st or 2nd mortgage, a lot goes into making those steps to home ownership as easy as possible. I take pride in providing high quality service, not just today, but for years to come. The most rewarding part of my job and why I do it is to help clients get into their dream home, where they can not only picture creating a family but a home to do so in, to lay roots, start their careers, and flourish.

Get A Quick Mortgage Approval

What Clients Say