Having Trouble with the Bank? Here’s How a Mortgage Broker Can Help

Not every mortgage journey is smooth—especially when your bank isn’t making it easy. Whether you’ve been denied, offered a rate that feels unfair, or just feel stuck, you’re not alone. Many Canadians face roadblocks with traditional lenders, but that doesn’t mean your options are limited.

At The Mortgage Division, we specialize in helping people who’ve hit a wall with their bank. Here's how we can step in and make a difference:

When the Bank Says No — We Say Let’s Find Another Way

Banks tend to follow strict lending rules. If your income doesn’t fit their model, your credit isn’t perfect, or your debt is a little high, they may say no. But the good news? There are other lenders out there who look at the full picture—not just the numbers on paper.

We Work with a Range of Lenders, Not Just Banks

One of the biggest advantages of working with a mortgage broker is access. We work with:

• Major Banks – Great for low rates, but not always flexible

• Alternative Lenders – More understanding of self-employment, new credit, or recent life changes

• Private Lenders – Ideal for urgent or unique situations that need fast solutions

Each type of lender has its own strengths, and we’ll help you figure out which one fits your situation best.

Tailored Solutions for Real-Life Situations

Life isn’t always predictable. You might be self-employed, newly divorced, recovering from credit challenges, or trying to consolidate debt. Instead of treating you like a number, we take the time to understand your story and find a mortgage solution that works for you.

Local Support, Real Advice

We’re based right here in Mississauga, and we know the local real estate and lending landscape inside and out. We’re not a call centre—you’ll work with a real person who’s invested in helping you succeed.

Let’s Get You Back on Track

Whether you’re buying a home, renewing your mortgage, or need to refinance, we can help—even if your bank won’t. Book a free, no-obligation consultation and let’s talk about your options. There’s always a solution—you just need the right team to find it.